Payday Loan

Power Payday Loan gets you the funds you need ASAP. Why wait for your cash advance when you can get it overnight? Our paycheck advances are 100% safe, fast and completely online - so when you need to prevent bounced checks in your bank account, think of us for your fast cash needs.

It keeps getting better! We've made it incredibly easy to qualify for a payday advance by offering our industry-leading application process to you at no additional expense to you. There are no credit bureau reports, never an application fee, and of course, no credit checks. If you are at least 18 years of age, receive a regular source of income, and have direct deposit enabled on your bank account, you're practically approved - don't wait any longer apply for a short-term unsecured loan today!



What is a Payday Loan?

A payday loan is a temporary financial instrument that is secured against your future paycheck. Having grown in popularity since the early 1990s as a means to combat NSF fees and late payment penalties, many individuals prefer this financial tool to supplement a temporary loss of income or cover an unforeseen expense over other methods, such using high interest rate title loans or pawn shops.

Due to the fact that your paycheck acts as the collateral against the loan, you doesn't need to deal with the hassle of credit checks or bureau inquiries; due to our desire to keep you from getting into a debt-cycle, your APR or annual percentage rate will appear on your loan documentation. It is important to be aware of a loan's finance charges so you can avoid predatory lending situations only serve to increase debt.